Learning today to stay wealthy tomorrow.

Simple pricing. Fair rates. No hidden fees.


Why IUCredit?

We work with you to identify any questionable negative items hurting your score. We then challenge those negative items with the bureaus and your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them and we keep the process going, helping you reach your credit goals.

What is a Credit Dispute?

A credit dispute is an inquiry sent to a credit bureau about an error on your credit report. If you regularly check your credit reports from all three major credit bureaus, you're likely on the lookout for negative information. If and when you do come across such information, you may wonder what your options are to fix your credit reports. The answer is a credit dispute.

What Is Credit Utilization?

Credit utilization looks at your outstanding debt and compares it to your revolving credit limits to determine how much of your available credit you are using. Low credit utilization is a positive indicator because it shows that you’re only using a small amount of the credit that’s been loaned to you. Remember that the utilization rate refers to revolving credit only.

How it Works

It’s easy to get started. Just complete our simple signup form and then follow our instructions on getting your free credit reports.


Professional Credit Analyst

A Professional Credit Analyst will complimentarily review your financial background and credit reports with you to see if one of our programs would work for you.


Personal Case Advisor

You’ll work one-on-one with your Personal Case Advisor. And with our credit expertise and innovative electronic disputing system, we work on your behalf disputing your inaccurate credit report items.


Financially Independent

You won’t find any pushy salespeople here, just honest answers, realistic expectations, and credit repair solutions that work into helping you become financially independent.